Welcome to the Platform

This comprehensive guide will assist you in navigating the platforms initial setup and usage processes. Whether you are a first-time user or an administrator overseeing account management, following these instructions carefully will ensure a smooth experience and correct access configurations.

1. Register

Before accessing the platforms features, every user is required to register an account. This step is essential for identity verification, secure authentication, and role assignment based on your responsibilities.

Registration is carried out on the login screen via the Create Account option, allowing new users to submit their details for approval.

There are two ways to obtain an account:

• Admin Registration: In this method, an administrator manually creates your account by entering your personal information and assigning the appropriate user role. This is often used for staff or privileged users who require immediate access without going through the self-registration process.

  

  Screenshot: Admin user creation interface

• Self Registration: If you do not have an existing account, you can create one yourself by selecting the Create Account link on the login page. After submitting your registration details, your account will be set to a pending approval status until it is reviewed and authorized by an administrator.

  

  Screenshot: Self registration on login page

Important: Until your account is approved by an administrator, you will not be able to log in or access any platform features.

2. Login

After your account has been approved, you will be able to log in using the credentials you set during registration. The system authenticates your identity and grants access based on your assigned role and permissions.

Upon successful login, you will be redirected to your personalized dashboard where you can manage loans, view notifications, and adjust your settings.

3. Set Penalty Percentage

Setting the penalty percentage is a critical configuration step before initiating any loan transactions. This percentage determines the rate at which penalties are applied to late or missed repayments, helping enforce timely loan servicing.

For example, if the penalty percentage is set to 5%, then any overdue payments will incur an additional 5% charge on the outstanding amount, calculated daily or monthly depending on platform settings.

Note: This penalty rate applies globally and affects all loans created following this configuration.